VA Funding Fee

Although there are a few exemptions, including exemptions for veterans with disabilities, most VA loans include a funding fee, which the veteran can finance. The funding fee is charged by the VA to help cover the cost of administering the VA Home Lloan Program.

The funding fee ranges from 0.50% to 3.30%, depending on what type of loan the veteran is obtaining and whether it is his/her first time use of loan eligibility or a subsequent use.

The VA is not the only entity that charges an upfront fee to cover costs. FHA loans also include an upfront premium which is equal to 1.75% of the loan amount.

The VA funding fee can also be financed. Disabled veterans, spouses of disabled veterans, and surviving spouses of veterans who died in service do not pay the funding fee. The funding fee is considered non-refundable unless the borrower is overcharged or inadvertently charged.

Ready to get started?

Call and speak to one of our VA loan specialists today. The toll-free number is (866) 704-2826. You can also complete our safe, secure online request form. There is no obligation to you, and no cost to Get Pre-Qualified. You will be contacted by VA loan specialist who will assist you with each step from start to finish.

We'll Contact You Right Away
No obligation or SSN. It only takes 2 minutes
One of our knowledgeable and courteous VA
Loan experts will discuss your options with you

Get Pre-Qualified today - it's fast, FREE and secure!
Get Started Here!
Start your VA loan request. It takes less than 2 minutes.
Loan Type:
Secure form
Fast · Safe · No SSN
Contact us toll-free

Call Us Toll-Free:
1-866-704-2826



picture of happy couple

Your Information is Safe & Secure

GoDaddy SSL Seal: Click to verify (opens in new window)You are currently on our secure server and your personal information is encrypted, offering you the highest level of security.


VA Loan Place: Contact Us By Email, Telephone or Snail Mail
VA Loan Place: Bookmark Us
Back to the top of the page